What We Know and What We Can Control

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I have never been a proponent of market timing and I certainly can’t  predict the future. But we are currently experiencing an all time high in the market. The question is…How high will it go before we see some sort of correction. Economist agree that the current...

Brexit

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1)  Our financial markets are very fragile right now, and BREXIT is a great indicator of that.  Some of the global markets have opened down as much as 10%.   So if you own mutual funds, ETF’s, actively managed funds, or bonds for that matter, you have exposure to the impact...

Why All the Hullabaloo About Roth IRAs? Should You Really Convert to a Roth IRA This Year

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If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for some traditional IRA owners, but not all, so beware of advisors pushing you to convert to a Roth IRA. Many advisors with dollar signs in their eyes are running...

The 2 Things Qualified Plans Actually Do (1 of Which You Really Won’t Like)

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What do qualified plans do? Unfortunately, it is too late to find out what they do when you actually need to access that money, which is why it is important you understand how the Government has actually structured your Qualifed Retirement Plans (401(k), IRA, 403(b), etc…)...

Maximize Your Social Security: Why Claiming Your Benefits Early Is Not A Good Decision

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Social Security retirement benefits help provide lifetime, inflation-adjusted income. Combined with your retirement savings, plus any pension benefits you may receive, Social Security may serve as an important component of your overall plan for retirement income. When Can You...

The 401(k) Failure: Why Your 401(k) Is A Better Deal for Wall Street Than For You, and How It Is Unnecessarily Costing Your Family $155,000.

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Yes, you read that title correctly. Your 401(k) is actually COSTING you money. Consider this…for a two-income American family diligently investing in their 401(k) with every single paycheck, on average, they are unknowingly LOSING $155,000 to Wall Street fees. Demos.org is...

5 Hidden Rules To Boost Your Social Security Income by 67%

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What asset insures against all three retirement risks? Inflation Market volatility Longevity (running out of money) It’s an asset that we all own… its Social Security.  It’s adjusted annually for inflation.  It is impervious to market and investment ups and downs. And it will pay...